You’ve spent your whole life working hard – retirement should be an opportunity to do all those things you always wanted but never had any free time for! Whether it means setting goals, growing a nest egg or restructuring superannuation funds, a qualified independent financial adviser will work with you every step along the way to create your ideal retirement plan.
If you plan on retiring in the next few decades, it’s important to start thinking about how your retirement will be funded. Australian companies are increasingly providing sick leave and other benefits so that workers can fund their own retirements with no help from employers; however, this leaves many Australians unprepared for what comes after they stop working.
Be assured that you can rely on our team of professional financial advisers for help planning a fulfilling future. Our experienced Capital Partners Wealth Advisers can give you expert advice on all aspects of retiring.
Saving for retirement
When you’re saving for retirement, your investment strategy should focus on long-term growth. This is because the accumulation phase means that funds are regularly added to a portfolio with super guarantee contributions. There is less risk involved with fluctuations in markets and volatility.
Retirement planning advice
The difference between saving versus investing can make all the difference when looking ahead at what happens later down the road. Putting everything into high-return options may give you quick returns but come at greater risk. Capital Partners can get your retirement plans back on track with evidence-based investment advice from certified fiduciaries.
In retirement, your attitude and investment goals will change. People typically become much more risk-averse because their focus shifts to preserving what they’ve saved while generating an income for themselves in old age without the need of working as hard.
Professional retirement planning advice is the easiest and most time-effective way to manage your portfolio. This will help you make the most of your savings and ensure that there will continue to be enough for the future.
Our award-winning team have extensive knowledge of all things finance. Capital Partners will ensure you and your family are left with enough.
You can learn more about our retirement planning approach, here.