In this episode, Aden and David discuss the importance of longevity risk – the possibility of outliving your investment assets in retirement.
They explore how life expectancies have changed over time, the concept of a “longevity mindset”, and the challenges of balancing spending versus saving. They also cover the tools and frameworks that Capital Partners uses to help clients make informed decisions about funding their retirement lifestyle.
This episode provides valuable insights for anyone concerned about having enough to support themselves throughout a potentially longer retirement.
- 0:00 – 3:00 How retirement and life expectancies have changed over time
- 3:00 – 9:00 The statistics and trends around increasing life expectancies
- 9:00 – 15:00 The “spender” versus “saver” behavioural tendencies
- 15:00 – 24:00 Making informed decisions about funding a retirement lifestyle
- 24:00 – 32:00 The “retirement multiple” concept
- 32:00 – 43:00 The importance of regularly reviewing and updating financial projections
